The foundation of Cooperative Societies lies on the voluntarism and follows the philosophy of “All for each and each for all.” It implies that each member of the society voluntarily becomes the member and is not confined by any social, religious or political discrimination. Besides, anyone who meets the prescribed qualifications by the Cooperative’s Act, Rules & By-laws of concerned state, can be a member of the society.

To ensure rapid socio – economic development of persons of community at large and inculcate the habit of making small saving and to make the members competent to improve the living standards as well as save them from the harassment and exploitation of the private money lenders, it is decided to set up a thrift and credit society with the association of persons having aims and objects for social, cultural and financial development in the year 2010-11.

THE RIDHI SIDHI CO-OPERATIVE URBAN THRIFT AND CREDIT SOCIETY LTD. is a thrift and credit co-operative society registered with the Registrar, Cooperative Societies, Delhi bearing Registration No. 10243/SOUTH/TC/2010 & Certificate of Registration issued on 20/03/2010. The Society runs under the provisions of Delhi Cooperative Societies Act-2003, Delhi Cooperative Societies Rules-2007, its registered byelaws and business policy framed by the General Body of the Society. The aim and objects of the society are to undertake thrift and credit business amongst its members only. The society provides its all services from its well-furnished owned office equipped with all modern furniture, fixture & facilities for comfortable feeling of its members and visitors. Hence, the dream and vision to help the members of the society by the way of thrift and credit has been become true.